個人財務報表 / Personal Financial Statement
詳細記錄每月開支明細 / Detailed Monthly Expense Records
每月總開支統計 / Monthly Expense Summary
每月總開支 / Monthly Total
$0.00
CAD / USD
年度總開支 / Annual Total
$0.00
CAD / USD
每日平均開支 / Daily Average
$0.00
CAD / USD
開支項目數 / Active Items
0
Items / 項目
支出分類統計 / Expense Category Analysis
住房 / Housing
$0.00
0%
交通 / Transport
$0.00
0%
債務 / Debt
$0.00
0%
生活 / Living
$0.00
0%
保險 / Insurance
$0.00
0%
稅務 / Tax
$0.00
0%
教育 / Education
$0.00
0%
其他 / Others
$0.00
0%
每月開支明細清單 / Monthly Expense Details
請輸入每項開支的月平均金額 / Enter monthly average amount for each item
| 開支項目 / Expense Item | 分類 / Category | 每月金額 / Monthly ($) | 年度金額 / Annual ($) | 佔比 / Percentage (%) |
|---|---|---|---|---|
房租 / Rent Monthly Average / 月平均 | 住房 / Housing | $0.00 | 0% | |
交通費 / Transportation Monthly Average / 月平均 | 交通 / Transport | $0.00 | 0% | |
水電煤瓦斯 / Utilities Monthly Average / 月平均 | 住房 / Housing | $0.00 | 0% | |
個人信貸 / Line of Credit Monthly Average / 月平均 | 債務 / Debt | $0.00 | 0% | |
信用卡還款 / Credit Card Monthly Average / 月平均 | 債務 / Debt | $0.00 | 0% | |
車貸 / Car Loan Monthly Average / 月平均 | 債務 / Debt | $0.00 | 0% | |
餐飲費 / Food & Dining Monthly Average / 月平均 | 生活 / Living | $0.00 | 0% | |
網路費 / Internet Monthly Average / 月平均 | 生活 / Living | $0.00 | 0% | |
電話費 / Phone Monthly Average / 月平均 | 生活 / Living | $0.00 | 0% | |
房屋保險 / Home Insurance Monthly Average / 月平均 | 保險 / Insurance | $0.00 | 0% | |
汽車保險 / Auto Insurance Monthly Average / 月平均 | 保險 / Insurance | $0.00 | 0% | |
地稅 / Property Tax Monthly Average / 月平均 | 稅務 / Tax | $0.00 | 0% | |
小孩教育基金 / Education Fund Monthly Average / 月平均 | 教育 / Education | $0.00 | 0% | |
Other 1 / 其他1 Monthly Average / 月平均 | 其他 / Others | $0.00 | 0% | |
Other 2 / 其他2 Monthly Average / 月平均 | 其他 / Others | $0.00 | 0% | |
Other 3 / 其他3 Monthly Average / 月平均 | 其他 / Others | $0.00 | 0% | |
Other 4 / 其他4 Monthly Average / 月平均 | 其他 / Others | $0.00 | 0% | |
Other 5 / 其他5 Monthly Average / 月平均 | 其他 / Others | $0.00 | 0% | |
| 總計 / TOTAL | $0.00 | $0.00 | 100.0% | |
財務報表使用說明 / Financial Statement Instructions：
- • 房租 / Rent：每月房屋租金或房貸還款 / Monthly rent or mortgage payment
- • 交通費 / Transportation：包含油費、公車費、停車費等 / Gas, transit, parking fees
- • 水電煤瓦斯 / Utilities：所有公共事業費用 / All utility bills
- • 個人信貸 / Line of Credit：每月最低還款 / Monthly minimum payment
- • 信用卡還款 / Credit Card：信用卡每月還款金額 / Monthly credit card payment
- • 車貸 / Car Loan：汽車貸款每月還款 / Monthly auto loan payment
- • 餐飲費 / Food & Dining：外食、買菜、日常飲食開支 / Dining out, groceries, daily food
- • 網路費 / Internet：家用網路、手機數據費用 / Home internet, mobile data
- • 電話費 / Phone：手機月租、通話費用 / Mobile plan, call charges
- • 房屋保險 / Home Insurance：房屋/租客保險年費÷12 / Annual home/tenant insurance ÷ 12
- • 汽車保險 / Auto Insurance：汽車保險年費÷12 / Annual auto insurance ÷ 12
- • 地稅 / Property Tax：房屋地稅年費÷12 / Annual property tax ÷ 12
- • 小孩教育基金 / Education Fund：教育儲蓄計劃每月投入 / Monthly education savings
- • Other 1-5：其他個人開支項目 / Other personal expense items
建議定期更新此報表，幫助你更好地掌握個人財務狀況，為投資和儲蓄制定合理計劃。
Recommend updating this report regularly to better understand your financial situation and create reasonable investment and savings plans.